offers a complete line of
insurance and financial products and services ranging from life and
disability income to group life and health insurance. These products and
services are designed to provide solutions to your personal and business
financial needs, including:
Employees have three medical options: Preferred Provider Organization
(PPO): allows employees to use any physician in or out of the network.
Benefits are paid in accordance with the provider selected.
Exclusive Provider Organization (EPO): employees choose their
physician from a list of approved EPO providers. This plan is offered
nationwide wherever EPO networks are available.
Our PPO and EPO plans are built around health care networks and a
high level of coverage for using network providers. There are no "gate
keepers." Therefore, primary care physicians and referrals to
specialists are not necessary. You have the freedom to choose any
physician in the network any time.
Services, we are committed to health insurance for both
our commercial customers, who need group coverage for their employees,
as well as the individual or family that needs coverage.
With the changing face of health insurance in today's market, we at
Services are staying abreast of the latest developments that
will affect the coverage you expect as well as the cost impact upon you.
We have the best health insurance markets available in our area, and
we will always present to our customers the best options at the best
Life insurance from
Services can help you secure your family's
financial future by providing the funds they need to: cover burial
expenses, uninsured medical bills, pay off your mortgage and other
outstanding debts, and maintain a comfortable standard of living.
Executive Insurance offers a variety of life insurance products, including
permanent, term, variable, flexible and whole life policies.
Disability insurance replaces your income should you become disabled
and unable to work. Many people have some form of disability insurance
through their employer. The employers' policy may not be just what your
need. In this case, you will probably want to supplement the employer's
policy with an individual policy of your own.